Employee Benefits & Executive Compensation

Ruder Ware attorneys assist businesses of all sizes in complying with the requirements of the Employee Retirement Income Security Act of 1974 (ERISA) and the Internal Revenue Code.

Our attorneys work with clients in connection with the design, implementation, and administration of various types of employee benefit programs, such as defined benefit plans, profit sharing plans, 401(k) and 403(b) plans, employee stock ownership plans (ESOPs), employee stock purchase plans, executive compensation plans, group health plans, and cafeteria plans. Our clients range in size from small family owned businesses to large, publicly held corporations. Our services include:

  • Drafting benefit plan and trust documents to meet both the client’s specific plan design needs and the requirements of ERISA and the Internal Revenue Code
  • Providing guidance on matters such as the deductibility of contributions to and the taxation of distributions from tax-qualified retirement plans
  • Advising on employee communication matters for tax-qualified retirement plans, welfare plans (including group health, life, and disability programs), and fringe benefit plans (such as cafeteria plans, flexible spending accounts, and qualified transportation fringe benefit plans)
  • Analyzing and addressing retirement plan, welfare plan, and executive compensation plan issues that arise in connection with corporate mergers, acquisitions, and dispositions
  • Representing clients and their plans before the Internal Revenue Service, the Department of Labor, and the Pension Benefit Guaranty Corporation; obtaining determinations from those regulatory agencies; and assisting with the many interpretive questions that inevitably arise in the course of employee benefit plan administration
  • Assisting clients with correcting employee benefit plan deficiencies through the Internal Revenue Service and Department of Labor voluntary compliance programs
  • Analyzing withdrawal liability issues and negotiating withdrawal liability assessments arising in connection with participation in multi-employer pension plans on behalf of both private and public employers
  • Advising clients with respect to all aspects of implementing and administering group health plans, including compliance with applicable state and federal laws affecting group health plans such as ERISA, COBRA, and HIPAA
  • Designing and implementing nonqualified deferred compensation arrangements, nonqualified and incentive stock option plans, stock purchase plans, severance arrangements, life and disability insurance programs, split-dollar arrangements, rabbi trusts, and other types of benefits for both executives and other employees
  • Working on executive compensation and employee benefits issues that arise in connection with mergers and acquisitions and private equity transactions
  • Working with chief executive officers and other senior executives in negotiating employment, severance, and change-of-control arrangements with their current and successor employers
  • Advising employee benefit plan administrators and plan sponsors regarding ERISA fiduciary responsibilities.

Founded in 1920, Ruder Ware provides business, employment, estate planning, and litigation services through its offices in Wausau, Eau Claire, and Green Bay, Wisconsin.  A full-service law firm, over 40 attorneys provide clients with a one-stop approach to their legal needs. Ruder Ware, Business Attorneys for Business Success.

Breaking News – Updated PPP Application

Posted on April 3, 2020 by

An updated PPP application has been released and it is our understanding that this updated application is the ONLY application that will be accepted by lending institutions.  The updated form can be accessed here. The PPP loan is also FIRST COME, FIRST SERVE so submit your applications as soon as possible beginning today, April 3rd, 2020. We […]

BREAKING NEWS – SBA Releases PPP Info

Posted on April 2, 2020 by and

The SBA released the Interim Final Rule announcing more information on the Paycheck Protection Program.  The Interim Final Rule provides some program clarifications, but also provides some program changes. Note, the applicable interest rate is now 1%.  There is also more information on how to calculate payroll costs to determine the maximum loan amount including examples. […]

Correction to FFCRA E-Alert from April 1

Posted on April 2, 2020 by , and

Yesterday we issued an ealert (click here) that advised you the Department of Labor finally issued its detailed regulations for the FFCRA.  Upon closer review, we have found the DOL expanded the definition of “Child Care Provider” for both the Emergency Paid Sick leave and the Expanded FMLA to include “family member or friend, who […]

Finally! The Department of Labor Issues FFCRA Regulations

Posted on April 1, 2020 by , and

Today the DOL released detailed regulations with answers to nearly every question we have had over the past two weeks regarding this law.  While we are still reviewing these regulations, there are two important details that had so far NOT been answered before now: First, the DOL specifically states that the paid leave under category […]

Breaking News: IRS Releases FFCRA Tax Guidance

Posted on April 1, 2020 by and

The Families First Coronavirus Response Act (the “FFCRA”) provides certain eligible employers with refundable tax credits that reimburse those employers for the cost of paying the paid sick and family leave wages as required by FFCRA. After almost two weeks, the IRS has released extensive guidance on the refundable tax credits, including 66 FAQ questions. […]

Paycheck Protection Program – NEW INFO AND APPLICATION!

Posted on March 31, 2020 by and

The SBA and Treasury moments ago released updated information on the new Paycheck Protection Program created by the CARES Act.  The program is specifically designed to help small businesses (less than 500 employees) keep their workforce employed by providing an SBA guaranteed loan.  The program also provides for forgiveness of the loan proceeds that are […]

President Trump Signs CARES Act

Posted on March 27, 2020 by , , , and

After much negotiation over the past few days, President Trump signed the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) into law, a $2 trillion stimulus package aimed at providing critical economic relief to Americans affected in the wake of the COVID-19 outbreak. Big Picture With a combination of direct payments, grants, loans […]

DOL Issues New FAQ for FFCRA

Posted on March 27, 2020 by , and

Earlier this week we sent you a link to the DOL website with 14 FAQs regarding the Families First Coronavirus Response Act (FFCRA). Those FAQs were not earth-shattering but NOW we have 22 more FAQs with very good insight on several topics, documentation (you CAN require it), and whether the leave is available for employees […]

DOL Issues FFCRA Poster and Notice FAQ!

Posted on March 25, 2020 by , and

Today the DOL issued a notice employers subject to the FFCRA must post prior to April 1, 2020.  A copy of the poster can be found here. The FAQ regarding the poster can be found here. Ruder Ware’s COVID-19 Focus Team doing all we can to keep you up to date as this situation evolves, please […]

DOL Issues Conflicting Guidance Regarding Leave Offered Before April 1!

Posted on March 25, 2020 by , and

Late yesterday, the Department of Labor issued its first FAQ  at regarding the FFCRA.  In that FAQ the DOL specifically states: Question: Can my employer deny me paid sick leave if my employer gave me paid leave for a reason identified in the Emergency Paid Sick Leave Act prior to the Act going into effect? […]

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