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We advise clients on how to increase their incomes, grow their businesses, and manage their investments. We also advise clients on the legal means available to protect their incomes and assets from the potential claims of creditors. In this imperfect and uncertain world, this kind of specialized planning has become a priority for many Americans who want to protect their assets for their retirement or for future generations.
Asset protection planning requires a diverse set of legal skills. In addition to the many techniques used in estate planning, our asset protection attorneys provide the following services:
Founded in 1920, Ruder Ware provides business, employment, estate planning, and litigation services through its offices in Wausau, Eau Claire, and Green Bay, Wisconsin. A full-service law firm, over 40 attorneys provide clients with a one-stop approach to their legal needs. Ruder Ware, Business Attorneys for Business Success.
The Centers for Medicare and Medicaid Services (“CMS”) recently released key Medicare figures for 2022 that will affect all elderly and disabled individuals who receive program benefits. This notice summarizes the changes and their impact on various benefits. As is normally the case, Medicare deductibles and premiums have both increased and decreased for 2022. Many […]
Posted on August 9, 2021 by Jessica A. Merkel
On Friday, August 6, 2021, Wisconsin Governor Tony Evers signed into law six new laws for Wisconsin. One of the new laws, addresses five key issues regarding the elderly. They are: Increased penalties for crimes committed against an elderly individual. Increased the penalty for the sexual assault of an elderly individual. Creates a crime of […]
Posted on June 16, 2021 by Shanna N. Yonke
Summertime is a special time of year in Wisconsin. It brings many families to cabins where they create memories and traditions that will be cherished forever. However, many problems arise if families do not create a plan for the future ownership and management of the family cabin. The cabin may be subject to the claims […]
The Wisconsin Department of Health Services recently announced the “minimum monthly maintenance needs allowance” (“MMMNA”) will be increased from $2,873.34 to $2,903.34 starting on July 1, 2021. As part of laws designed to prevent spousal impoverishment due to the high cost of long-term care, the “community spouse” (who is the spouse of an individual receiving […]
Posted on May 10, 2021 by Aric D. Burch
We all want to save time and money when possible. So, when I am asked if the standard Wisconsin power of attorney for finances is sufficient, I understand the motivation to put a crucial document in place quickly and economically. The state form is legally valid and will give your agent certain powers to manage […]
Posted on January 6, 2021 by Aric D. Burch
UPDATE: Our July 28, 2020, post informed you that the Wisconsin Medicaid divisor would remain unchanged in 2020. As we enter 2021, the Medicaid divisor will now be changed as follows. These changes are effective as of January 1, 2021. New daily average divisor = $303.38 New monthly average divisor = $9,227.81 If you have […]
Posted on November 23, 2020 by Mark D. Munson
The Centers for Medicare and Medicaid Services (“CMS”) recently released key Medicare figures for 2021 that will affect all elderly and disabled individuals who receive program benefits. This notice summarizes the changes and their impact on various benefits. As is normally the case, Medicare deductibles and premiums have increased for 2021. Many deductibles and co-pays […]
The Social Security Administration (“SSA”) recently released key figures for 2021 that will affect all elderly and disabled individuals who receive program benefits, including social security retirement benefits, social security disability insurance (“SSDI”) income, and supplemental security income (“SSI”). This notice summarizes the changes and their impact on various benefits. Social Security Retirement Recipients of […]
Every year before July 1st, Wisconsin publishes an updated Medicaid divisor to be in effect starting on July 1st of that year until June 30th of the next year. This year, Wisconsin has not yet updated its Medicaid divisor due to COVID-19 pandemic. At this point in time, there is no official guidance as to […]
Donna’s husband Phil is in a nursing home and receives Medicaid benefits to pay for his care (a.k.a. Medical Assistance or Title-19). Donna wants to make sure Phil’s Medicaid remains in place and is protected, so she wants to know “Is there anything else I need to do?” As the spouse who is not receiving […]