2021 HSA Limits Are Announced

May 20, 2020

In a bit of a respite from COVID-19, today the IRS announced the Health Savings Account limits for 2021.  With respect to contribution limits, the limits are slightly higher than the ones for 2020.  As a reminder, these inflation adjusted amounts are effective for calendar year 2021.

HSA/HDHP RequirementCost-of-Living Adjustments
Limit on HSA Contributions – Self-only HDHP2020 – $3,550

2021 – $3,600

Limit on HSA Contributions – Family HDHP2020 – $7,100

2021 – $7,200

HDHP Required Deductible – Self-only HDHP2020 – $1,400

2021 – $1,400

HDHP Required Deductible – Family HDHP2020 – $2,800

2021 – $2,800

HDHP Out-of-pocket Maximum – Self-only HDHP2020 – $6,900

2021 – $7,000

HDHP Out-of-pocket Maximum – Family HDHP2020 – $13,800

2021 – $14,000

HSA Catch-up Contribution Limit2020 – $1,000

2021 – $1,000

All of the above are for calendar year 2021.

For further information, please contact Attorney Mary Ellen Schill, who prepared this article, or any of the attorneys within the Employment & Benefits group at Ruder Ware.

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