Please be advised that contacting Ruder Ware by e-mail does not create an attorney-client relationship. If you contact the firm by e-mail with respect to a matter where the firm does not already represent you, any information which you disclose to us may not be regarded as privileged or confidential.


Accept   Cancel

Please be advised that contacting Ruder Ware by e-mail does not create an attorney-client relationship. If you contact the firm by e-mail with respect to a matter where the firm does not already represent you, any information which you disclose to us may not be regarded as privileged or confidential.


Accept   Cancel

PAL Login

linkedin.jpgyoutube.jpgvimeo.jpgtwitter_off.png View Ruder Ware

Banking and Financial Matters

  • Cybersecurity Risk: Latest Guidance from Bank Examiners

    Posted on December 1, 2016, Authored by Matthew D. Rowe, Filed under Banking and Financial Matters

    The Office of the Comptroller of the Currency has indicated in a recent bulletin that its examiners will gradually incorporate a Cybersecurity Assessment Tool into its examinations of national banks and other institutions under its regulatory purview.  At the same time, the Federal Deposit Insurance Corporation issued a Financial Institution Letter…   

  • Western District of Wisconsin Ranks 3rd in Chapter 12 Farm Bankruptcy Filings

    Posted on November 15, 2016, Authored by Christopher M. Seelen, Filed under Banking and Financial Matters

    The harvest is plenty, but with corn at $3/bushel, soybeans at $9/bushel, and milk at $15-$16/hundred weight, the profits are few.  Did you know that in 2015 and 2016, the Western District of Wisconsin ranks 3rd (out of 94 federal judicial districts) for most Chapter 12 farm bankruptcy filings?  In 2015, the Western District of Wisconsin (16 filing…   

  • Lien Avoidance

    Posted on October 30, 2016, Authored by Christopher M. Seelen, Filed under Banking and Financial Matters

    Have you made a business or agricultural loan to an individual in Wisconsin?  Have you secured that loan with a non-purchase money, non-possessory lien on personal property that the debtor uses in his business?  If you answered “yes” to both questions, then you should be aware (or at least reminded) that your debtor can avoid your lien in bankruptc…   

  • Wisconsin is Well Banked

    Posted on October 21, 2016, Authored by Ruder Ware Attorneys, Filed under Banking and Financial Matters

    On October 20, 2016, the FDIC released a report on the use of the traditional banking system in the United States.  According to the report, in 2015, less than 4 percent of Wisconsin households were “unbanked” while nationally the average fell to 7 percent, the lowest percentage on record. An “unbanked” household is one that includes no members wi…   

  • Congress Actually Agrees on Something: Bitcoin

    Posted on September 30, 2016, Authored by Ruder Ware Attorneys, Filed under Banking and Financial Matters

    Shortly before Congress recessed for the November election, the House of Representatives overwhelmingly passed Rep. Adam Kinzinger’s (R-IL) resolution urging the United States to “adopt a national policy for technology to promote consumers’ access to financial tools and online commerce to promote economic growth and consumer empowerment.” The Reso…   

  • Will FinTech Replace Bank Branches?

    Posted on September 15, 2016, Authored by , Filed under

    The automated teller machine revolutionized banking by allowing a depositor to withdrawal money anytime, anyplace without the need of a single bank employee.  FinTech and the increased depositor adoption of banking mobile apps may do the same thing to entire bank branches. A recent survey by the American Bankers Association (ABA) has found that mo…   

  • Same Loan Application, Only Different

    Posted on August 30, 2016, Authored by Ruder Ware Attorneys, Filed under Banking and Financial Matters

    Last month the Bureau of Consumer Financial Protection (CFPB) quietly approved a revised and redesigned Uniform Residential Loan Application (URLA) for 2017 to allow for the collection of more information about the ethnicity and race of loan applicants. With some exceptions, Regulation B § 1002.5(b) generally prohibits a creditor from inquiring ab…   

  • Ruder Ware Launches Banking and Financial Matters blog

    Posted on May 13, 2014, Authored by Matthew D. Rowe, Filed under Banking and Financial Matters

    Ruder Ware is launching a new blog, Ruder Ware Banking & Financial Matters, which will have posts prepared by members of Ruder Ware's Banking & Financial Institutions Focus Team. Our attorneys handle a wide variety of matters for banks and other financial institution clients, and we plan to publish legal updates focused on the issues most r…   

« Previous12Next »